:root{--ink:#182039;--blue:#102a78;--pale:#e8edfa;--gold:#d9a441;--cream:#f8f9fc;--white:#fff;--line:rgba(16,42,120,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.65 Arial,sans-serif}a{color:inherit;text-decoration:none}img{max-width:100%}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.top{background:rgba(248,249,252,.95);border-top:4px solid var(--gold);border-bottom:1px solid var(--line)}.nav{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{display:block;width:210px;height:auto}.back{color:var(--blue);font-weight:700}.hero{overflow:hidden;background:linear-gradient(135deg,#fff 0%,var(--pale) 100%);padding:90px 0}.hero-grid{display:grid;grid-template-columns:1fr 280px;gap:70px;align-items:center}.hero img{opacity:.1}.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--blue);font-size:.78rem;font-weight:700}.eyebrow:before{content:'';display:inline-block;width:32px;height:2px;background:var(--gold);vertical-align:middle;margin-right:10px}h1,h2,h3{margin:0;line-height:1.1}h1{font-size:clamp(4rem,10vw,7.5rem);letter-spacing:-.07em;color:var(--blue);margin:18px 0}h2{font-size:clamp(2.2rem,5vw,4rem);letter-spacing:-.05em}.hero p,.intro p{max-width:700px;color:#4d5970;font-size:1.18rem}.topics{padding:95px 0}.intro{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:end;margin-bottom:48px}.intro p{margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.topic{position:relative;overflow:hidden;min-height:430px;padding:34px;border:1px solid var(--line);border-radius:26px;background:#fff;display:flex;flex-direction:column}.topic:after{content:'';position:absolute;width:150px;height:150px;border-radius:50%;right:-70px;top:-70px;background:var(--pale)}.number{font-weight:700;color:var(--gold);letter-spacing:.12em}.tag{margin-top:75px;text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-size:.76rem;font-weight:700}.topic h3{font-size:1.75rem;margin:18px 0}.topic p{color:#566178;margin:0}.status{margin-top:auto;padding-top:25px;border-top:1px solid var(--line);color:var(--blue);font-weight:700}.finance{background:var(--blue);color:#fff}.finance:after{background:rgba(255,255,255,.07)}.finance .tag,.finance .status{color:var(--gold)}.finance p{color:#d5dcf0}.finance .status{border-color:rgba(255,255,255,.2)}.cta{padding:0 0 95px}.cta-box{background:var(--gold);border-radius:30px;padding:55px;display:grid;grid-template-columns:1fr auto;gap:40px;align-items:end}.cta h2{font-size:clamp(2.4rem,5vw,4.2rem);margin:14px 0}.cta p{max-width:680px;margin:0}.cta a{background:var(--blue);color:white;padding:14px 22px;border-radius:999px;font-weight:700}.light{color:var(--ink)}footer{background:var(--blue);color:#d5dcf0;border-top:5px solid var(--gold);padding:48px 0 25px}.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:40px}.footer-grid img{width:250px}.footer-grid div{display:flex;flex-wrap:wrap;gap:20px}.footer-grid a{color:#fff}.legal{border-top:1px solid rgba(255,255,255,.18);padding-top:20px;margin-top:35px;font-size:.86rem}
@media(max-width:800px){.hero-grid,.intro,.cta-box{grid-template-columns:1fr}.hero img{display:none}.grid{grid-template-columns:1fr}.topic{min-height:350px}.footer-grid{align-items:flex-start;flex-direction:column}.footer-grid div{display:grid}.cta a{justify-self:start}}
@media(max-width:520px){.wrap{width:min(100% - 28px,1160px)}.brand img{width:170px}.back{font-size:.88rem}.hero{padding:65px 0}.topics{padding:72px 0}.topic{padding:27px}.cta-box{padding:32px;border-radius:22px}}